I don't know how to introduce this piece by Tom McMahon

He calls it, "What I Have Learned In 15 Years."

This may not be the greatest bit of genius in the post, but try this bit:

You never anticipate the really bad stuff

Think of all the old Twilight Zone episodes that had a post-World War III theme. Now think of all the episodes with a big-jetliner-smashing-into-a-skyscraper theme. We tend to worry about a lot of things that never happen, and let ourselves get blindsided by reality.

Thank you, Tom. It helps.